Major Home Systems
The expensive infrastructure behind your walls, covered when age catches up with it.
- ✔Heating and air conditioning units
- ✔Plumbing lines, water heaters and stoppages
- ✔Electrical panels and interior wiring

Home insurance pays when something sudden happens — a storm, a fire, a burst pipe. It does not pay when your furnace simply wears out in its fifteenth winter. A home warranty covers the systems and appliances that fail from ordinary use, for a flat fee per service call instead of a full replacement bill.
See Plans & PricingThe expensive infrastructure behind your walls, covered when age catches up with it.
The machines you use daily, repaired or replaced when they fail from normal wear.
One predictable charge per visit, with a vetted technician sent to you.
A renovation raises what your home is worth — and what it costs to repair. Our marketing partners can quote you on cover for both.
SponsoredA remodel changes your rebuild cost, so an old policy often leaves you underinsured. Compare quotes from top-rated carriers and get cover that matches the home you have now.
SponsoredInsurance pays for storm and fire damage — not for the HVAC unit that quits in July. A home warranty covers the systems and appliances that simply wear out.
Advertisement. House Make Over Pro may be compensated when you request a quote through our marketing partners. This does not affect the price you pay.
Insurance covers sudden, accidental damage — fire, storms, theft. A home warranty covers breakdown from normal use and age, which insurance specifically excludes. Most homeowners benefit from having both.
No. Plans cover items that are in working order when the plan starts and fail later. Pre-existing faults are excluded, which is why signing up right after a remodel is good timing.
You pay a flat service fee for the visit — typically well under a hundred dollars — and the plan covers the repair or replacement of the covered item beyond that.
Most plans have a short waiting period, commonly around thirty days, before claims can be made. Your plan documents will confirm the exact terms.